Lee Krajian

Managing Partner of EncompassPay | Principal of Alternative Capital Solutions Associates | Entrepreneur & Investor | Merchant Processing & Consumer Financing Expert

Lee Krajian is an accomplished entrepreneur, investor, and financial services executive with over 40 years of experience building businesses, developing innovative financial solutions, and helping organizations improve profitability and accelerate growth. As the Managing Partner of EncompassPay and Principal of Alternative Capital Solutions Associates, Inc., Lee specializes in helping businesses optimize payment processing, reduce transaction costs, expand customer financing options, and strengthen their financial operations.

Throughout his entrepreneurial career, Lee has founded, invested in, and led businesses across multiple industries, including financial services, consumer lending, advertising, sports merchandising, entertainment, healthcare, and professional services. His experience combines business development, sales and marketing strategy, capital solutions, and financial technology to help organizations identify new revenue opportunities and improve operational performance.

As Managing Partner of EncompassPay, a specialty merchant processing company launched in 2021, Lee focuses on helping businesses better understand and implement credit card payment strategies, including legally compliant credit card surcharging programs. Through education, payment technology, and merchant services expertise, he helps companies evaluate opportunities to reduce payment processing expenses while maintaining compliance with applicable regulations and card network requirements.

Lee is also the Principal of Alternative Capital Solutions Associates, Inc., a financial services company he established in 1995. The firm provides business-to-business and consumer financing, credit, and debt solutions designed to help organizations expand purchasing opportunities, improve customer accessibility, and support revenue growth. His work spans industries including elective medical services, tax resolution, timeshare remediation, coaching, and education, where flexible financing options can play an important role in customer acquisition and business expansion.

Earlier in his career, Lee demonstrated his entrepreneurial vision as a lead investor and Co-Founder of FotoBall USA, an innovative sports licensing and merchandising company. Founded in the late 1980s, FotoBall developed a distinctive position in licensed sports products, eventually going public in 1995 before being acquired by K2. This experience strengthened Lee's expertise in product commercialization, strategic partnerships, licensing, investment, and business development.

Before entering the financial services and sports merchandising industries, Lee founded and served as President of Krajian Advertising, Inc., a Los Angeles-based marketing and promotional advertising agency. For more than a decade, he developed marketing and promotional strategies for clients in the entertainment, skiing, hair care, and cosmetics industries, building a strong foundation in brand development, customer engagement, and revenue generation.

Beyond his financial services ventures, Lee is also the owner of Crystal Bay Manor in Nevada, reflecting his continued involvement in entrepreneurship, business ownership, and investment opportunities.

Lee brings a practical, results-oriented perspective to business development. He understands that sustainable growth requires more than generating sales—it also depends on effective payment systems, accessible financing, strong customer relationships, and disciplined financial management.

His expertise in merchant processing, credit card surcharging, consumer financing, and business development enables him to help business owners identify overlooked financial inefficiencies and implement solutions that can improve margins, increase purchasing flexibility, and strengthen long-term profitability.

His mission is simple: Help businesses reduce unnecessary financial costs, improve payment processing, expand customer financing opportunities, and create sustainable growth through practical, compliant financial solutions.

Based in Crystal Bay, Nevada, Lee works with entrepreneurs, CEOs, business owners, financial services providers, and professional organizations seeking expertise in merchant processing, credit card surcharging, consumer financing, revenue optimization, and strategic business development.